Illustration by Agent Bob (represented by Mendola)

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Don’t Get Tricked!

Some video game apps can end up costing you and your family big bucks.

As You Read, Think About: Have you ever spent real money in a gaming app by mistake?

Digital Decisions
Watch a video to learn how to handle sticky situations in the digital world.

Courtesy of family

Joey Ferri

Joey Ferri often plays video games on his iPad after school. Two of his favorites are Brawl Stars and Stumble Guys. Joey used to love getting new skins for his characters. Skins are digital outfits.

“Having the skins made the games more fun,” he explains.

Joey bought the skins with gems. Gems are the virtual money used in both apps. But he didn’t realize that these gems cost real money. In November 2023, Joey’s parents got a call from their credit card company. The gaming apps had charged them $3,800! Joey, then a third-grader, had no idea he had spent so much.

“I felt sad and mad at myself,” says Joey. He is from Yorktown Heights, New York.

Joey’s story is not uncommon. Experts say it’s important for kids to learn how gaming apps make money. That way you can make sure you’re not tricked into spending real cash.

Joey Ferri often plays games on his iPad. Two of his favorites are Brawl Stars and Stumble Guys. Joey used to love getting new skins for his characters. Skins are digital outfits.

“Having the skins made the games more fun,” he says.

Joey bought the skins with gems. Gems are the virtual money used in both apps. But he didn’t know that these gems cost real money. In November 2023, Joey’s parents got a call. It was from their credit card company. The gaming apps had charged them $3,800! Joey was a third-grader then. He had no idea he had spent so much.

“I felt sad and mad at myself,” says Joey. He is from Yorktown Heights, New York.

Joey’s story is not rare. Experts say it’s important to learn how gaming apps make money. That way you can make sure you’re not tricked into spending real cash.

Screengrab via Brawl Stars/Supercell; Shutterstock.com (hand)

In Brawl Stars, these skins cost 69 gems. That equals $4.99 in real money.

Not Always Free

Most popular gaming apps are free to download and play. But they can still cost players a lot of money. How? Many apps let users buy things to enhance the game. For example, players can buy new skins or weapons. They can also pay to reach new levels or get special powers.

In many apps, making a purchase is simple. All you have to do is click a button. The cost gets charged to a user’s credit card. Sometimes the money is taken out of their bank account.

Players spent more than $600 million in Brawl Stars in 2024. That’s according to a company called AppMagic. It provides information about apps.

Most popular gaming apps are free to download. But they can still cost users a lot of money. How? Many apps let users buy things to enhance the game. For example, players can buy new weapons. They can also pay to reach new levels. Or they can get special powers.

In many apps, making a purchase is easy. You just click a button. The cost gets charged to a user’s credit card. Sometimes the money is taken out of their bank account.

Players spent more than $600 million in Brawl Stars in 2024. That’s according to a company called AppMagic. It provides details about apps.

Be App Smart

Use these tips to make sure you don’t spend real money in gaming apps.

Use these tips to make sure you don’t spend real money in gaming apps.

Find what’s truly free: Before you download an app, read the description. Plenty of games don’t offer in-app purchases. So you won’t have to worry about spending any money.

Find what’s truly free: Before you download an app, read the description. Plenty of games don’t offer in-app purchases. So you won’t have to worry about spending any money.

Change the settings: A parent or another adult you trust can set a password for spending real money in games. Only the adult should know the password.

Change the settings: A parent or another adult you trust can set a password for spending real money in games. Only the adult should know the password.

Watch out for dollar signs: Look out for the $ symbol. In many games, it’s a warning that you’re about to spend real cash.

Watch out for dollar signs: Look out for the $ symbol. In many games, it’s a warning that you’re about to spend real cash.

Tricky Apps

One problem is that it can be hard for kids to tell if they’re being charged real cash. That’s because many games have virtual money that costs real money to buy. In Roblox, there’s Robux. In Fortnite, players can purchase V-bucks.

Jill Murphy is a technology expert at Common Sense Media. She says the “buy” buttons in apps can be confusing.

“It’s easy to click them without knowing you’re actually spending money,” she explains.

It can be hard for kids to tell if they’re being charged real cash. The reason is that many games use virtual money. But buying it costs real money. In Roblox, there’s Robux. In Fortnite, there’s V-bucks.

Jill Murphy is a technology expert. She works at Common Sense Media. She says the “buy” buttons in apps can be confusing.

“It’s easy to click them without knowing you’re actually spending money,” she says.

Pause and Think

What is one reason kids may spend real money in apps by mistake?

What is one reason kids may spend real money in apps by mistake?

Finding Solutions

How can you make sure you don’t spend a lot of money in gaming apps? Murphy suggests talking with your parents. They can set limits on in-app purchases. Or they can not allow them at all. Parents can also turn on device settings that will let them know if you make a purchase. (For more tips, see “Be App Smart,” above.)

As for Joey, his parents complained to Apple and the makers of Brawl Stars and Stumble Guys. Months later, they were able to get the full $3,800 back.

Joey still plays games on his iPad. But he stays away from the games’ shops. He says other kids should be cautious about in-app purchases too.

“Even if you think you’re just spending imaginary money, ask your parents,” he says. “It could be real money.”

How can you make sure you don’t spend money in games? Murphy says you should talk with your parents. They can set limits on in-app purchases or not allow them. Parents can also turn on device settings. These settings will let them know if you make a purchase. (For more tips, see “Be App Smart,” above.)

Joey’s parents complained to the makers of Brawl Stars and Stumble Guys. Months later, they got the full $3,800 back.

Joey still plays games on his iPad. But he stays away from the games’ shops. He says other kids should be cautious about in-app purchases too.

“Even if you think you’re just spending imaginary money, ask your parents,” he says. “It could be real money.”

Video Games: Then and Now

Here’s how gaming has changed over the years.

Here’s how gaming has changed over the years.

Bettmann Archive/Getty Images 

The Age of Arcades: In the 1970s and 1980s, most people had to go to places called arcades to play video games. Many games cost a quarter to play.

The Age of Arcades: In the 1970s and 1980s, most people had to go to places called arcades to play video games. Many games cost a quarter to play.

Chris Willson/Alamy Stock Photo 

At-Home Fun: The first popular way to play video games at home was with the Atari 2600. It hit stores in 1977. It cost about $200. That’s more than $1,000 today!

At-Home Fun: The first popular way to play video games at home was with the Atari 2600. It hit stores in 1977. It cost about $200. That’s more than $1,000 today!

Russell Hart/Alamy Stock Photo 

Games On the Go: Nintendo released the Game Boy in 1989. The handheld device allowed people to play video games wherever they went.

Games On the Go: Nintendo released the Game Boy in 1989. The handheld device allowed people to play video games wherever they went.

Alamy Stock Photo 

Mobile Gaming Takes Over: The first iPhone was sold in 2007. Now people often play video games right on their phones.

Mobile Gaming Takes Over: The first iPhone was sold in 2007. Now people often play video games right on their phones.

1. Based on the article, how can free games still end up costing players a lot of money?

2. What does the word virtual mean? What is an example of virtual money described in the article?

3. Based on the sidebar, “Be App Smart,” what are some steps you might take to keep from spending real money in gaming apps?

1. Based on the article, how can free games still end up costing players a lot of money?

2. What does the word virtual mean? What is an example of virtual money described in the article?

3. Based on the sidebar, “Be App Smart,” what are some steps you might take to keep from spending real money in gaming apps?

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